Estate Planning Basics for Women

When people hear the phrase “estate planning,” they often picture mansions, fancy cars, or sprawling land. The truth is, estate planning isn’t just for the wealthy - it’s for everyone. If you own anything (a home, a bank account, a retirement plan, or even a pet), you have an estate. And you deserve a say in how those things are managed and passed on.

So, who needs estate planning? You do.

And for women especially, it’s an important step in taking control of your financial future. Women live longer than men, are often the ones caring for children and aging parents, and too often are left out of key financial conversations. Having an estate plan in place helps ensure that your wishes are honored, your loved ones are cared for, and your legacy is protected.

An estate plan usually includes:

• A will spelling out who receives your assets and who cares for your dependents.

• A trust helping your loved ones avoid delays and unnecessary costs in probate.

• Advance health care directives & powers of attorney making sure someone you trust can step in if you can’t make financial or medical decisions.

Life is unpredictable, take it from me - accidents and illnesses happen.

Having an estate plan is one of the most thoughtful and empowering gifts you can give yourself and your family. It brings peace of mind, clarity, and the assurance that your voice will always be heard.

If estate planning has been on the bottom of your to-do list, consider this your sign to move it to the top. It’s never too early to start, and we’re here to make the process approachable and stress-free.

Ready to take the first step? Let’s talk. Give us a call at (619) 273-3329 to get started or schedule a complimentary consultation here.